Michael Viotto - Independent Board Member

Currently serves as a Business Development Agent at Coface North America, and has served in that role since 2009.

During 2008 and 2009, Mr. Viotto served as a Senior
Wholesale Account Executive at Bank of America. From 2002 to 2008, he was a Senior Wholesale Account Executive for Washington Mutual, Inc. in California. Mr. Viotto received his B.S. in Business Administration from California Polytechnic University in Pomona.

Board Committees: Chair, Nominating and Corporate Governance Committee. Member, Compensation Committee, Audit Committee
Nominating and Corporate Governance Charter

Umesh Patel - Independent Board Member

Mr. Umesh Patel was appointed to the Board of Directors in November 2016 and serves as the Chairman of the Compensation Committee and member of the Audit Committee and Nominating and Governance Committee.

Since 2009, Mr. Patel has served as the Managing Partner of DviBri LLC, a consulting firm dedicated to managing all aspects of a client's transition from a private firm to a publicly-listed company.  As part of his time at DviBri, Mr. Patel has developed extensive knowledge of SEC compliance requirements and guidelines. 

From 2001 to 2007, Mr. Patel served as the President and Chairman of the Board of Digital Learning Management Corporation Inc.  Mr. Patel received his Bachelor of Commerce degree from Maharaja Sayaji Rao University in Baroda, India.

Board Committees: Chair, Compensation Committee. Member, Audit Committee, Nominating and Governance Committee



Bin LIu - Independent Board Member

Mr. Bin Liu was appointed to the Board of Directors in May 2015 and serves as the Chairman of its Audit Committee. He has been the Chief Financial Officer of Kingold Jewelry Inc. – a NASDAQ listed company since April 2010. During his stay at Kingold, Mr. Liu has full responsibility of all Kingold’s financial reporting and has extensive experience and knowledge with US GAAP and SOX.

From July 2004 through March 2010, Mr. Liu served as a vice president of Citigroup’s Financial Institution Cards business where he had full financial responsibility of a $2 billion business.  Mr. Liu worked for the China’s Ministry of Commerce (MOFCOM), promoting bilateral business and investment between the US and China. Mr. Liu graduated from the Kellogg School at Northwestern University with a Master of Business Administration in 2004.